Home How It Works ISO Partners About Us
Utah's Premier MCA Platform • Est. 2025

Capital to Fuel Your Ascent.

Fast, flexible Merchant Cash Advances and business funding tailored for growth. Get approved in as little as 4 hours — no collateral, no credit minimums.

No credit pull to apply
Decisions in 4 hours
Funded within 24hrs
LIVE
Funding Approved
$148,500
Meridian Restaurant Group • Salt Lake City, UT
✓ Approved in 3.2 hrs
Today's Funded Deals
47 of 52 applications funded today
Platform Overview
$2.4B
Capital Deployed
8,400+
Businesses Funded
96%
Approval Rate
340+
ISO Partners
Monthly Funding Target83%
Avg. Approval
3.8 hrs
Today's rate
↑ Fast
$2.4B+
Total Capital Deployed
4 hrs
Average Approval Time
96%
Application Approval Rate
8,400+
Businesses Funded Nationwide
Funding Calculator

Find your funding
in 30 seconds.

No credit pull, no obligation. Adjust the sliders to see your real-time estimated offer.

All Industries AcceptedRestaurant, retail, healthcare, construction & more
Credit Score 500+ WelcomePerformance matters more than credit history
6+ Months in BusinessStart-ups and established businesses alike
$10K+ Monthly RevenueBased on gross sales, not net profit
Estimate Your Offer
Results update in real time — no personal info needed
Funding amount needed$75,000
$5K$250K$500K+
Avg. monthly gross revenue$45,000
$10K$250K$500K+
Estimated offer range$60K – $90K
Estimated approval time2 – 4 hours
Factor rate estimate1.18 – 1.32
Est. repayment term6 – 12 months
Daily payment (approx.)$320 – $480
Estimates only. Final offer based on complete underwriting review. No hard credit inquiry.
Why Aspire

Built for businesses
that can't wait.

Traditional banks take 60–90 days and still say no. We built Aspire for the business owners who need capital now — and deserve a partner that moves at the speed of business.

Learn our story
4hr
Lightning-Fast Approvals
Submit your application and receive a real funding decision the same business day — often within hours, not weeks. Our tech-driven underwriting model reviews your business in real time.
$0
No Collateral Required
Your future receivables are the collateral. No assets at risk, no equipment liens, no personal property guarantees. Keep ownership of everything you've built.
500+
Poor Credit? No Problem.
We evaluate your business on actual cash flow and revenue trends — not just a credit score. Scores of 500+ are regularly approved. Your performance story matters more than your past.
Flex
Flexible Daily Remittance
Repayments adjust with your daily sales volume automatically. Slow days cost less. Strong days pay it down faster. Your cash flow determines the pace — not a fixed calendar.
The Process

From application to funded in 24 hours.

Three straightforward steps. Zero paperwork headaches. No branch visits.

1
Apply Online
Complete our streamlined 3-step digital application in under 2 minutes. No lengthy forms, no fax machines, no bank appointments required.
~2 minutes
2
Get Approved
Our underwriting team leverages real-time data to deliver a same-day funding offer tailored to your specific business profile and revenue.
Same business day
3
Receive Capital
Accept your offer, sign your agreement digitally, and funds appear in your business bank account within 24 hours. Start deploying capital immediately.
Within 24 hours

No credit pull · No commitment · Offers in hours

Client Stories

Real businesses.
Real results.

"Aspire funded us in less than 6 hours. We were about to miss payroll — they saved our business. The process was shockingly simple for how fast it moved."

MR
Marcus Rodriguez
Rocky Mountain Auto Repair • Provo, UT
Funded $85,000

"I applied at 9am and had the money in my account by 3pm the same day. Zero hoops, zero runaround. My bank had been stringing me along for 3 months on a small loan."

SC
Sarah Chen
Ember & Oak Restaurant • Park City, UT
Funded $120,000

"As an ISO, Aspire's turnaround times are unmatched. My merchants close faster and I earn more per deal. The underwriters are reachable, knowledgeable, and actually want to fund."

DW
Verified ISO Partner
MCA Broker • Western Region
ISO Partner since 2025

Ready to scale your business?

Join 8,400+ businesses that chose Aspire for fast, flexible capital.

ISO Partner Program

Partner with Utah's
Premier Funding
Platform.

High syndication caps, lightning-fast turnarounds, and up to 17-point commissions. We built this program for brokers who want to win — and keep winning. Call us anytime at 305-391-2123.

17%
Max commission per deal
4hrs
Average decision time
$5M+
Syndication cap available
What ISOs Are Saying
"Aspire's process is streamlined and flexible enough to fund within 24 hours — oftentimes same day. The commissions are unmatched."
Contact us: 305-391-2123
info@aspirefundingplatform.com
ISO Advantages

Everything you need
to close more deals.

Up to 17%
Industry-Leading Commissions
Earn up to 17-point commissions on every funded deal. Our highly competitive commission structure is among the most aggressive in the MCA space, with bonuses for volume milestones.
4hr avg.
Fastest Decision Times
Same-day decisions on the vast majority of submissions. Keep your pipeline moving and your merchants happy with fast, definitive answers.
Live
Real-Time ISO Dashboard
Track every submission, approval status, funded deal, and earned commission in a dedicated ISO portal. Full transparency, zero chasing.
1:1
Dedicated Underwriter
Every ISO partner is assigned their own underwriter with a direct line. No ticket queues. No transfers. Real answers in real time.
$5M+
High Syndication Caps
Access large funding pools with aggressive buy rates. Fund bigger deals that other platforms won't touch, and expand your book of business significantly.
All
All Industries & Profiles
We fund restaurants, contractors, healthcare, retail, and more — including profiles that other funders decline. Your merchants won't get left behind.
How It Works

Onboard in a day.
Earn from day one.

1
Register Online
Complete the ISO registration form. Our team reviews within 24 hours.
2
Sign Agreement
Review and e-sign your ISO partner agreement. Fast, digital, done.
3
Access Portal
Get your dashboard credentials and meet your dedicated underwriter.
4
Submit & Earn
Start submitting deals and earning commissions on every funded merchant.
Get Started

Register as an
Aspire ISO Partner.

Our ISO team will reach out within 24 hours to finalize your partner agreement and portal access.

By submitting, you agree to our Partner Terms of Service. We will never sell your information.

About Aspire

Funding Utah's business
ascent since 2025.

We built Aspire because small business owners deserve fast, fair access to capital — without the bureaucracy of traditional lending and the slow pace of outdated banks.

A different kind of funding partner.

Aspire Funding Platform was founded in 2025 by a team of MCA veteran underwriters and fintech operators who saw a clear gap: small and mid-sized businesses were being left behind by banks, drowning in paperwork, and waiting months for decisions on capital they needed now.

We built our process around cutting-edge API and OCR technology combined with the deep expertise of seasoned underwriters — enabling us to quickly approve competitive offers across a broad spectrum of deal types, often the same day of submission.

We pride ourselves on accessibility and customer experience — both on the merchant's end and the ISO's. Our streamlined, transparent process means no surprises, no runaround, and funding that actually fits how real businesses operate.

Speed First
Every process optimized to fund faster. We obsess over approval times.
Radical Transparency
Clear terms, no hidden fees, ever. We say exactly what we mean.
Merchant-Centered
Products built around how real businesses actually operate and grow.
Partner-Driven
ISO success is our success. We built infrastructure for brokers first.
$2.4B+
Total capital deployed to small businesses since founding in 2025
8,400+
Small businesses funded across all 50 states
96%
Approval rate on completed, qualified applications
340+
Active ISO partner organizations in our network
3.8hr
Average approval time across all application types
Leadership

The people behind
every approval.

DL
Daniel Lenefsky
Chief Executive Officer
A veteran ISO rep with a vision — Daniel built Aspire from the ground up to give small businesses the fast, fair access to capital that traditional lenders never could.
AM
Adam Madar
Director of Underwriting
Built and scaled underwriting teams across three major alternative lending platforms. Expert in risk modeling and revenue-based financing.
EG
Eli Gold
Head of ISO Partnerships
Former senior broker with deep relationships across the MCA syndication market. Built Aspire's entire ISO program from the ground up.

Ready to work together?

Whether you're a merchant needing capital or a broker looking for a funding partner — let's talk.

Business Application

Apply in under 2 minutes.

No credit pull. No obligation. Funding offers in as little as 4 hours.

1
2
3
Business Details
Tell us about your business. This takes about 60 seconds.
Revenue & Funding
Help us understand your financial profile so we can tailor your offer.
Contact Information
Last step — we'll use this to send your personalized funding offer.

By submitting, you authorize Aspire Funding Platform Utah to contact you via phone and email. No hard credit pull. View our Privacy Policy and MCA Disclosures.

Application Received!

Your application is being reviewed by our underwriting team. Expect a personalized funding offer within 4 business hours at the contact info you provided.

Application ID#ASP-2024-7741
StatusUnder Review
Expected ResponseWithin 4 business hours
Assigned UnderwriterSarah M. — Ext. 4412